Payment Policy

Thank you for shopping with LuxyBaby. We are committed to providing a safe, secure, and seamless checkout experience. This Payment Policy outlines the methods we accept and how payments are processed.

1. Accepted Payment Methods

We accept the following secure payment methods:

  • Credit / Debit Cards (Visa, MasterCard, American Express, Discover)

  • PayPal

  • Apple Pay

  • Google Pay

  • Shop Pay

  • Klarna / Afterpay (if enabled)

  • Secure Local Payment Options (depending on your region)

All payments are processed using encrypted and PCI-compliant technologies to ensure maximum security.

2. Payment Processing

  • Your payment will be charged immediately upon checkout.

  • Once the transaction is completed, you will receive an order confirmation email with your order details.

  • If a payment fails or is declined by your bank, the order will not be processed.

3. Currency

All prices displayed on our website are listed in [Your Currency].
Your issuing bank may apply exchange rates or international transaction fees depending on your location.

4. Security & Fraud Protection

We take security seriously. Our website uses:

  • SSL encryption

  • PCI-compliant checkout

  • Fraud detection systems

  • Tokenized payments

Suspicious or high-risk orders may be subject to additional verification or cancellation.

5. Incorrect Billing Information

If your billing details cannot be verified or do not match your payment provider’s records, your order may be delayed or canceled.
Please ensure all billing information is accurate.

6. Sales Taxes & Duties

Applicable taxes (VAT, GST, state taxes) will be calculated at checkout.
International orders may be subject to import taxes, duties, or customs fees, which are the responsibility of the customer.

7. Payment Confirmation

Once your payment is received, you will receive:

  • Email confirmation

  • PDF invoice (optional depending on store setup)

If you do not receive confirmation, please contact us.

8. Refused / Canceled Transactions

We reserve the right to refuse or cancel any order if:

  • Fraud is suspected

  • Payment cannot be verified

  • Product availability changes

  • Billing information is invalid

A full refund will be issued if applicable.

9. Contact Us

For any payment-related questions or concerns, please reach out:

📧 luxiqcom@gmail.com
Customer service responds within 24 hours (Mon–Sat).